How to Buy Motorcycle Insurance

Motorcycle insurance policies usually include three types of insurance coverage: liability insurance and collision, and comprehensive insurance.

Liability insurance covers you if you are involved in a motorcycle accident and cause damage to another person's property or bodily harm to another individual. This type of insurance is mandatory in most states.

Collision insurance covers repair or replacement of your motorcycle if you are involved in a collision, regardless of who is at fault. This type of coverage is recommended if you don't want to pay for motorcycle repair after an accident.

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Comprehensive insurance covers other events such as fire, theft and vandalism. Sometimes, a small amount of comprehensive is included with your collision coverage. Check your policy to be certain.

Having a good insurance policy is an important part of having a bike. Check a few rates, and make sure to get the liability, collision, and comprehensive coverage that's right for your motorcycle.