Car Insurance and DUI

Increased insurance premiums or loss of coverage can and often does happen after a DUI conviction. Besides having a criminal record, a person who has been convicted of a DUI may be required to carry high risk car insurance as well as provide proof that they have obtained it to their state Bureau of Motor Vehicles.

If the person’s insurance company is not willing to provide high risk insurance, they may have to shop around for a company that is. There are many insurance groups available that specialize in the high risk offerings required by law. However, the cost of being covered often comes with a premium price tag.

It is possible over time that auto insurance rates will be lowered for those with previous DUI convictions without further indiscretions but this usually will not happen quickly. Persons with multiple DUI convictions could possibly find themselves without a license, as well as not being able to obtain insurance, depending upon their particular circumstances.