The GMC Sierra is a highly recognized name in quality trucks. While the trucks aren’t loaded with the bells and whistles you might find in SUVs, they are loaded with strength, power and the ability to get the job done. Whether you are looking at a Sierra for moving the family or materials, here is what you can expect with the insurance.
When you’re towing, you never know when you might need the extra strength and torque available with a four-wheel drive truck. Trailers can get stuck, and the four-wheel drive will allow you to pull them out smoothly with little slipping. There are many benefits to having this option available to you, especially if you live in areas that are prone to ice and snow. However, repairing a 4WD transmission is costly. In addition to being prepared for a little extra expense in fuel consumption when it’s used, you should also be prepared to pay out a little more for the insurance on this vehicle.
Any truck or SUV poses a higher risk for rolling over. This is a simple fact that comes with the higher center of gravity, and insurance companies typically charge more money as a result. However, the StabiliTrak system effectively improves stability, reduces the risk of rollover and lowers your insurance premium. The computerized system will automatically monitor your driving and make minute changes to braking and torque to help the car stay upright and safe.
It’s the little things that make a vehicle handle better when towing. Available with the heavy duty towing package, it will work to make both rear wheels move in unison, improving traction and providing you with a safer towing experience. If the insurance company isn’t aware you have it, let them know. You might be rewarded with a slightly lower rate.
You may be thinking that you could care less about having a truck with BlueTooth connections. However, your insurance does care. This is a safety feature that will help you save money on the premium, because the company knows that you will be able to keep both hands on the wheel at all times. When shopping for your truck, give a little more credit to the one with this added benefit.
This is a standard feature that may not impress you initially. After all, if you walk around your car regularly then you really don’t need the vehicle to tell you when a tire is low. However, it’s one of those added features that make the car safer, and the insurance company responds by offering you lower rates.
No one thinks to turn their lights on during the day, but it does make your vehicle more visible. This is important even in nice weather and the insurance companies respond by offering lower rates.
Safety features are always appreciated and the insurance companies do provide lower rates for cars that prevent personal injuries. Not only will this feature save your life in an accident, it will also save you money on the regular insurance premiums.
The crash ratings are all about the crumple zones and how well the safety cage protects occupants. The Sierra has high marks in all areas. The overall ratings are four stars with the truck pulling in five stars in many areas. Expect to take advantage of lower insurance premiums as a result.
The days of standard, 3-year/ 36,000 mile warranties are behind us. Most companies offer longer warranties on the big items like the engine and powertrain. GM provides corrosion protection for six years and 100,000 miles. They also provide a five-year/ 100,000 mile warranty on the powertrain. While it won’t really have an impact on your insurance rates, it will allow you to drive with confidence, knowing that you are covered.
The insurance cost on a Sierra is lower than the average national premium. It costs far less to insure this truck at around $100 a month than you would pay to insure a luxury SUV or a sports car. The excellent safety features will protect your family while the great towing features will provide you with easy towing when necessary. If you’re in the market for a truck that can haul the goods and move the family, look to the Sierra for affordability at the dealer and with the insurance provider.